Step Off the Hedonic Treadmill 🏃‍♂️💨 (Your kids will appreciate it later!) Lately, gifting--especially for kids--feels like it’s getting out of hand. Birthday blowouts. Piles of presents. Multiple celebrations. It’s easy to get caught up in doing more. But less can be more. Why? Because of something called the Hedonic Treadmill. | As our income increases, so do our expectations and desires. But here’s the kicker: we end up spending more to maintain those higher expectations

Financial Independence / noun : FI - the point where your investments can fully cover your living expenses. What Happens When You Define Success -- On Your Own Terms 🌍🍻 This past summer, Fei Ouyang and I plus our girls had the joy of reconnecting with old University of Michigan - Stephen M. Ross School of Business friends, Stephen Brown and Simone Heron (plus their pup Mosaic!)--in none other than #Tallinn, #Estonia. Steven and Simone did something really awesome. They quit

Financial Independence / noun : FI - the point where your investments can fully cover your living expenses. The following stat stopped me in my tracks the other day: 📣 “Every $100 you cut from your monthly budget and invest gets you ~$90,000 closer to Financial Independence.” -- via Brad Barrett, Host of ChooseFI Media, INC Let’s break it down 👇 Let's say you’re 27…you’ve landed a solid job, maybe your partner has too. You’re dreaming of hitting FI by your late 40s. Here’s

Clip from Laulupidu 2025 where the Children's Choir sang "Sind vaid kiidan" or "I Praise Thee" Learn more about Estonia's Laulupidu here.