The single best financial move you can make for a child: Start Early.
- Tony Ouyang
- Apr 25
- 1 min read

The single best Financial move you can make for a child: Start Early.
My brother just welcomed a baby girl. My first instinct after congratulating him?
"Go open an investment account for her!"
*Time* is the most valuable asset in wealth building - and it's the one thing you can't buy back.
Here's what most people don't realize:
$1,000 invested at birth grows to roughly $5,500 by the time a child turns 18, assuming average historical S&P 500 returns. That's before a single additional dollar is contributed in subsequent years.
Right now, there's a new government program - Trump Accounts - that seeds eligible children born between 2025-2028 with exactly that: a $1,000 head start from the U.S. Treasury.
📌 The government's earliest projected deposit date is July 4, 2026 - so now is the time to get set up.
👉 Learn more at www.trumpaccounts.gov
*For educational purposes only. Please consult a qualified advisor for personalized guidance.
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Early investing for children is just one piece of a larger financial picture.
At Empower Wealth Counseling, I help early and mid-career professionals get intentional about money - so that one day, working becomes a choice, not a requirement.
That's financial independence. And it's more achievable than most people think.
Curious what your path could look like? Let's talk.
🎯 Focus Sessions | 🧭 The Empower Complete Plan
📅 Schedule a free intro call: https://www.empowerwealthcounseling.com/services-pricing
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