top of page


The single best financial move you can make for a child: Start Early.
The single best Financial move you can make for a child: Start Early. My brother just welcomed a baby girl. My first instinct after congratulating him? "Go open an investment account for her!" *Time* is the most valuable asset in wealth building - and it's the one thing you can't buy back. Here's what most people don't realize: $1,000 invested at birth grows to roughly $5,500 by the time a child turns 18, assuming average historical S&P 500 returns. That's before a single add
Tony Ouyang
Apr 251 min read
ย
ย
ย


Step Off the Hedonic Treadmill
Step Off the Hedonic Treadmill ๐โโ๏ธ๐จ (Your kids will appreciate it later!) Lately, gifting--especially for kids--feels like itโs getting out of hand. Birthday blowouts. Piles of presents. Multiple celebrations. Itโs easy to get caught up in doing more. But less can be more. Why? Because of something called the Hedonic Treadmill. | As our income increases, so do our expectations and desires. But hereโs the kicker: we end up spending more to maintain those higher expectations
Tony Ouyang
Nov 14, 20252 min read
ย
ย
ย


What Happens When You Define Success -- On Your Own Terms ๐๐ป
Financial Independence / noun : FI - the point where your investments can fully cover your living expenses. What Happens When You Define Success -- On Your Own Terms ๐๐ป This past summer, Fei Ouyang and I plus our girls had the joy of reconnecting with old University of Michigan - Stephen M. Ross School of Business friends, Stephen Brown and Simone Heron (plus their pup Mosaic!)--in none other than #Tallinn, #Estonia. Steven and Simone did something really awesome. They quit
Tony Ouyang
Nov 7, 20252 min read
ย
ย
ย


๐ถWhat 30,000 Voices in Harmony Taught Me About Freedom
Clip from Laulupidu 2025 where the Children's Choir sang "Sind vaid kiidan" or "I Praise Thee"
Learn more about Estonia's Laulupidu here.
Tony Ouyang
Jul 22, 20252 min read
ย
ย
ย
bottom of page
