How $100/month Can Get You $90,000 Closer to Financial Independence 👇

Financial Independence / noun : FI - the point where your investments can fully cover your living expenses.

The following stat stopped me in my tracks the other day:

📣 “Every $100 you cut from your monthly budget and invest gets you ~$90,000 closer to Financial Independence.”

-- via Brad Barrett, Host of ChooseFI Media, INC

Let’s break it down 👇

Let's say you’re 27…you’ve landed a solid job, maybe your partner has too. You’re dreaming of hitting FI by your late 40s.

Here’s how that $100 cut from your budget adds up:

🔻 $100 less spent each month =

$1,200/year = $30,000 less you need to save for FI

(FI = ~25x annual spending)

▲Take the $100 saved and invest monthly over 20 years at an 8% annual return = ~$60,000 in future value

💡 $30,000 less needed for FI + $60,000 invested growth = $90,000 in progress toward Financial Independence.

It’s a reminder that relatively small and intentional choices today can compound into big changes tomorrow.

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Want to know what your $100 could do?

At Empower Wealth Counseling, I help early and mid-career professionals chart their own course to Financial Independence—where your money gives you the freedom to live life on your terms.

There are two ways to work with me:

🎯Focus Sessions - I'll work with you one-on-one to cover a topic of your choosing over four weeks

🧭The Empower Complete Plan - We'll work together one-on-one over 6 months covering multiple topics

📅 Schedule a free intro call by contacting me at https://lnkd.in/g2CZsQ_N